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Affordable Financing for Energy-Saving and Renewable Energy Improvements

Low-cost financing solutions help you make energy improvements that lower your energy bills and improve the comfort and safety of your home. Click on any of the financing solutions below to learn more information.

 

Ready to find a lender?

Use our easy to use search tool below to find lenders in your area. Then create your own list by selecting up to three lenders. Your list includes basic terms, application fees, and rates for the selected lenders along with their contact info. Be sure to ask each lender for specifics about their products, and don’t forget to ask about on-bill repayment.

As with any building improvement project, Energize CT recommends shopping around and seeking as much information as possible. Neither Energize CT nor any of its partners endorse, guarantee, represent, or assume liability for any loan product proposed or carried out by any entity listed.

 

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Selected Lender



Lender Information ? Loan Program/ Product Customer Served by Create a list
Capital For Change (formerly CHIF)
121 Tremont Street, Hartford, CT, 06105Visit Website(860) 233-5165
Lender
Statewide, Hartford County
PROGRAM:
Smart-E Loans

MAXIMUM LOAN AMOUNT:
$ 40,000.00

TERMS/RATES:
5 Yr loan rate: 4.49%
7 Yr loan rate: 4.99%
10 Yr loan rate: 5.99%
12 Yr loan rate: 6.99%
UI, Eversource
CorePlus Federal Credit Union
(Multiple Locations), CT, Visit Website(860) 886-0576
Lender
Windham County, New London County
PROGRAM:
Smart-E Loans

MAXIMUM LOAN AMOUNT:
$ 40,000.00

TERMS/RATES:
5 Yr loan rate: 4.49%
7 Yr loan rate: 4.99%
10 Yr loan rate: 5.99%
12 Yr loan rate: 6.99%
UI, Eversource
Eastern Savings Bank
(Multiple Locations), CT, Visit Website(860) 425-0142
Lender
Windham County, New London County
PROGRAM:
Smart-E Loans

MAXIMUM LOAN AMOUNT:
$ 40,000.00

TERMS/RATES:
5 Yr loan rate: 4.49%
7 Yr loan rate: 4.99%
10 Yr loan rate: 5.99%
12 Yr loan rate: 6.99%
UI, Eversource
Ion Bank
(Multiple Locations), CT, Visit Website(203) 729-4442
Lender
Hartford County, Litchfield County, New Haven County
PROGRAM:
Smart-E Loans

MAXIMUM LOAN AMOUNT:
$ 25,000.00

TERMS/RATES:
5 Yr loan rate: 4.49%
7 Yr loan rate: 4.99%
10 Yr loan rate: 5.75%
12 Yr loan rate: 6.75%
UI, Eversource
Mutual Security Credit Union
(Multiple Locations), CT, Visit Website(800) 761-2400
Lender
Statewide, Fairfield County
PROGRAM:
Smart-E Loans

MAXIMUM LOAN AMOUNT:
$ 40,000.00

TERMS/RATES:
5 Yr loan rate: 4.49%
7 Yr loan rate: 4.99%
10 Yr loan rate: 5.99%
12 Yr loan rate: 6.99%
UI, Eversource
Nutmeg Federal Credit Union
(Multiple Locations), CT, Visit Website(860) 513-5000
Lender
Tolland County, Hartford County, Middlesex County
PROGRAM:
Smart-E Loans

MAXIMUM LOAN AMOUNT:
$ 40,000.00

TERMS/RATES:
5 Yr loan rate: 4.49%
7 Yr loan rate: 4.99%
10 Yr loan rate: 5.99%
UI, Eversource
Patriot National Bank
(Multiple Locations), CT, Visit Website(203) 252-5913
Lender
Fairfield County, New Haven County
PROGRAM:
Smart-E Loans

MAXIMUM LOAN AMOUNT:
$ 25,000.00

TERMS/RATES:
5 Yr loan rate: 4.49%
7 Yr loan rate: 4.99%
10 Yr loan rate: 5.99%
UI, Eversource
The First National Bank of Suffield
(Multiple Locations), CT, Visit Website(860) 668-3950
Lender
PROGRAM:
Smart-E Loans

MAXIMUM LOAN AMOUNT:
$ 25,000.00

TERMS/RATES:
5 Yr loan rate: 4.49%
7 Yr loan rate: 4.99%
10 Yr loan rate: 5.99%
12 Yr loan rate: 6.99%
UI, Eversource
Thomaston Savings Bank
(Multiple Locations), CT, Visit Website(860) 283-1874
Lender
Litchfield County, New Haven County
PROGRAM:
Smart-E Loans

MAXIMUM LOAN AMOUNT:
$ 25,000.00

TERMS/RATES:
5 Yr loan rate: 4.49%
7 Yr loan rate: 4.99%
10 Yr loan rate: 5.75%
12 Yr loan rate: 6.75%
UI, Eversource
Union Savings Bank
(Multiple Locations), CT, Visit Website(203) 830-4200
Lender
Fairfield County, Litchfield County
PROGRAM:
Smart-E Loans

MAXIMUM LOAN AMOUNT:
$ 25,000.00

TERMS/RATES:
5 Yr loan rate: 4.49%
7 Yr loan rate: 4.99%
10 Yr loan rate: 5.99%
UI, Eversource
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