Temperatures are rising. Cool your home today & save with a Smart-E Bundle. Combine two or more qualifying energy savings measures to take advantage of finance rates as low as 0.99%. Hurry, this offer is only available for a limited time! With a Smart-E Bundle Loan, you can upgrade the comfort of your home with green energy solutions – and save money. Applying is as easy as child’s play, so don’t miss out on this limited time offer to save today!

What is a Smart-E Bundle Loan?

CT Green Bank – in partnership with Energize CT, select local lenders and contractors – offers long-term, low-interest financing to help you upgrade your home’s energy performance with no money down.

Available through December 31, 2017, a special interest rate of 0.99% APR* is offered for a 5, 7, or 10-year loan when you combine two or more qualifying home upgrades. Click on the Qualifying Smart-E Bundle Loan Upgrades section below to see a list of Qualifying Bundles.

*APR=Annual Percentage Rate. Please note that the interest rates shown here are available to borrowers with a satisfactory credit history. Subject to other terms and conditions. Other restrictions may apply.

Qualifying Smart-E Bundle Loan Upgrades

Smart-E puzzle The Smart-E Bundle Loan is available for a select combination of bundled home upgrades, as seen in the chart below.

High efficiency HVAC Bundles	Home Energy Solutions (HES) Core Services Bundle	Solar PV Bundles	Insulation Bundles
Pair a high efficiency boiler or furnace with any of the following:	Participate in HES and install any of the following:	Go solar and add any of the following:	Install attic, floor, or wall insulation and add any of the following:
Attic, wall or floor insulation	Attic, wall or floor insulation	Attic, wall or floor insulation	Energy efficient windows
Heat Pump*	Heat pump*	Heat pump*	Heat pump*
Solar PV	High efficiency boiler or furnace	High efficiency boiler or furnace	High efficiency boiler or furnace
		Tankless or indirect water heater	Tankless or indirect water heater
		Electric Vehicle Charging Station	Solar PV
		Central Air Conditioning
		Energy efficient windows

* Heat pumps include air source hot water heater, ductless mini splits, and geothermal.

The Smart-E Loan can be used for single-measure home improvements as well – over 40 energy improvements are eligible! Click Here for more information.

How Do I Get Started with a Smart-E Bundle Loan?

Find a Contractor to discuss your energy improvements.
If your contractor is not the approved list, they should contact smarte@ctgreenbank.com for Smart-E training.

Using multiple contractors? Select one to act as your general contractor. They will help facilitate this process for you.
Select your bundle.
Your contractor will work with you to be sure the improvements meet our eligibility requirements.
Get pre-approved by a participating lender.
Apply directly with your selected lender before your contractor begins the project.
Close your loan with your lender.
Your lender will reach out to schedule loan closing once the project is approved.

Smart-E Loan Eligibility Requirements

Property must be located in Connecticut
Property must be owner-occupied
Property must be a 1 to 4 unit residential building
Condominiums must be individually metered

Get Pre-Approved With a Participating Lender

CT Green Bank and Energize Connecticut partner with lenders in your community to offer Smart-E Bundle loans at rates as low as 0.99% for 5, 7 or 10 year terms, for a limited time.